Defined Benefit Plans

Defined Benefit Plans can greatly expand the permitted contributions to tax-deductible retirement plans over Defined Contribution Plans. Learn about the 412(e)(3) Fully Insured, Traditional Defined Benefit and Cash Balance plans we offer.

Defined Contribution Plans

401(k) plans have become very attractive to the small business owner, from a Micro(k)®, to a Safe Harbor 401(k) or Profit Sharing plans and more. This website can be your single source portal for small business 401(k) design, funding and service.

Pension Administration

Security Administrators, Inc. (SAI) has been serving the retirement needs of employers for more than three decades. They provide everything needed to maintain the right retirement plan, that is, a retirement plan that serves to help owners and employees save for retirement.

We Designed SMLPlans to be the one-stop shop for all things related to Security Mutual Life's retirement plan programs.

Rather than relying on mass-marketed plans, SML offers a broad range of highly innovative retirement plans. Our “Next Level” plans are designed to take full advantage of very favorable tax law. Plans like DASH 401(k), Micro(k)®, 412(e)(3) "Fully Insured" and Cash Balance defined benefit plans have re-engineered the retirement landscape.

We also have a wholly owned subsidiary, Security Administrators, Inc., that can perform third-party administrative and actuarial services to businesses of all types. Their clients range in size and diversity from individuals and professional service corporations to emerging high-tech firms and manufacturing companies.